Building wealth isn't the result of finding the better product or cheaper service. Building, preserving and enjoying wealth is achieved through comprehensive wealth planning solutions that incorporate every aspect of your financial and personal life.
Personalized advice goes beyond evaluating numbers to give you insightful retirement strategies. Our approach begins with a deep understanding of what truly matters to you and how your needs might evolve – to ensure your plan today meets the needs of your tomorrow.
Taxes are a critical consideration that impact every aspect of your financial life. As your wealth grows, your tax situation typically gets more complex. As part of a holistic planning approach, we’ll integrate sophisticated tax planning solutions to help manage the complexities of your wealth and ensure your overall plan is tax-efficient, both now and in the future.
It takes a careful mix of expert financial knowledge to get the best from today's markets. Our approach leverages the combined talents of IG Wealth Management’s investments team and leading global investment partners to help investors maintain optimal diversification among different asset classes and management styles based on their personal preferences and investment goals. (*Offered through Investors Group Securities Inc.)
Insurance provides more than just peace of mind and security. It’s also an opportunity to save more for retirement or leave more of your wealth, tax-free, to the people you care about most. Whether you own life insurance personally or in a professional corporation, you can use insurance to build your wealth through tax advantages and income strategies.
There are multiple benefits to your generosity. This includes integrating charitable giving as an important strategic component of your overall financial plan. A carefully constructed giving plan can benefit both you and the causes you care about.
Cash and Liquidity Management
Tailored cash and liquidity strategies will increase your flexibility to help you seize opportunities as they arise. By examining your cash flow and borrowing requirements, within a holistic financial plan, we will provide solutions that address your current lifestyle and goals for the future.
As a high net worth individual or business owner, you have unique requirements and significant assets to manage. Incorporation can also add a level of complexity to estate planning. We will help you create a carefully structured estate plan that reflects your unique wishes, protects your wealth through tax mitigation, and provides clarity to those you love.
Intergenerational Wealth Transfer
The successful transfer of wealth between you and your children begins with a conversation. With the largest intergenerational wealth transfer in Canada approaching, it’s important to be prepared. We can help with that conversation and help you build a sustainable plan.
You’ve incorporated your practice, but are you making the most efficient use of this structure? We can help you identify opportunities to make the most of your accumulated capital while also building wealth. And if you are preparing for retirement, we can help you plan for what happens next. A successful transition of your business is a critical aspect of your financial well-being. We can help you navigate the key decisions to help you achieve your goals.
Post-Secondary Education Planning
Post-secondary education costs could be an important factor in your family’s overall financial picture. Whether you’re planning for your children or grandchildren’s future, we can help you determine the education savings strategies that make the most sense for you.